1. Services Provided

BusinessPoint specializes in delivering consulting services to help businesses and merchants secure traditional funding, build solid financials, develop business plans, and build and improve business credit.

Our services include, but are not limited to:

• Conducting comprehensive business audits to identify areas of financial improvement and inefficiencies.
• Preparing detailed debt schedules to aid in financial planning and decision-making.
• Creating customized valuation plans and financial statements to help businesses understand their market worth.
• Developing strategic business plans tailored to specific growth goals.
• Introducing clients to carefully vetted financial partners and banks to secure funding opportunities.

Important Note: BusinessPoint is not a lender, creditor, or financial guarantor. We do not provide loans, credit, or any form of direct financial assistance. Our role is providing consulting and accounting services and is limited to facilitating introductions. You are solely responsible for evaluating and entering into any financial agreements with third parties. BusinessPoint is not a licensed public accounting firm, tax advisory service, or certified public accounting company. Services requiring a CPA designation will be completed by an agent of BusinessPoint who holds a personal CPA designation. BusinessPoint offers day-to-day bookkeeping and accounting services; however, the preparation of certified financial statements requires specialized qualifications and legal certifications.

Accounting Services Disclaimer:

BusinessPoint is not a licensed public accounting firm, tax advisory service, or certified public accounting company. Services requiring a CPA designation will be completed by an agent of BusinessPoint who holds a personal CPA designation. BusinessPoint offers day-to-day bookkeeping and accounting services; however, the preparation of certified financial statements requires specialized qualifications and legal certifications.

2. User Responsibilities

You consent and agree to:

• Provide accurate and complete information as required for the provision of our services, thus ensuring timely communication to facilitate smooth operations.
• Use our website and services only for lawful purposes and in compliance with any and all applicable laws and regulations.
• Refrain from engaging in any activity that could harm, disrupt, or compromise the functionality and security of our website or services, without prejudice to any legal remedies available under the law.

3. Account Registration

To access our services, you may need to register and provide accurate personal details. You are responsible for maintaining account confidentiality and must notify us immediately of any security breaches.

Furthermore, by signing up for messaging, you consent to receive text messages and calls, including for marketing and operational purposes, as outlined in our Privacy Policy. Message and data rates may apply, and you can unsubscribe at any time.

4. Payment and Refunds

• Fees for our services are outlined in the client’s respective contract or invoice and must be paid according to the agreed-upon schedule.
• All payments are final, and we do not offer refunds once payments have been made. By agreeing to these Terms, you acknowledge and accept this no-refund policy.
• Late payments may incur penalties or result in the suspension of services until outstanding payments are resolved.

5. Confidentiality and Data Protection

BusinessPoint will maintain the confidentiality of all information you provide in accordance with our Privacy Policy and applicable laws. We commit to:

• Safeguarding your information using commercially reasonable security measures.
• Using your information solely for the lawful purpose of delivering our services.
• Not sharing your information with third parties without your explicit consent, except as required by law or for service delivery purposes.

6. Intellectual Property

All content provided on the BusinessPoint website, including but not limited to text, graphics, logos, and software, is the property of BusinessPoint and is protected by copyright, trademark, and other intellectual property laws. Unauthorized use of our intellectual property, including reproduction, distribution, or modification, is strictly prohibited.

7. Third-Party Links and Introductions

Our website and services may contain links to third-party websites or involve introductions to external financial partners for your convenience. BusinessPoint:

• Does not control or endorse the content, practices, or security of third-party websites.
• Is not liable for any outcomes or agreements entered into with third parties.
  You are solely responsible for reviewing the terms and privacy policies of any third-party websites or partners you engage with.

8. Limitation of Liability

To the maximum extent permitted by law, BusinessPoint shall not be liable for:

• Any indirect, incidental, or consequential damages, including but not limited to loss of revenue, data, or profits, arising from your use of our services.
• Damages resulting from third-party partnerships, website access issues, or unforeseen service interruptions.

9. Indemnification

You agree to indemnify and hold BusinessPoint, its officers, employees, and affiliates harmless from any claims, losses, damages, liabilities, and expenses (including attorney fees) arising from:

• Your breach of these Terms.
• Your use of our services.
• Any agreements or disputes between you and third-party financial partners.

10. Termination

BusinessPoint reserves the right to terminate or suspend access to our services without notice if you breach these Terms or engage in any activity that harms our operations or reputation. Upon termination, all provisions of these Terms which by their nature should survive shall remain in effect as applicable.

11. Modification of Terms

BusinessPoint reserves the right to update or modify these Terms at any time. Changes will be posted on our website, and the effective date will be updated accordingly. Continued use of our services after changes are posted constitutes acceptance of the modified Terms.

12. Governing Law, Mediation, and Arbitration

These Terms are governed by the laws of Florida.

In the event of disputes:

• You agree to resolve disputes first through mediation. If mediation is unsuccessful, disputes shall be resolved through binding arbitration under the rules of [Insert Arbitration Association].
• Any arbitration shall be conducted individually, not as part of a class or consolidated action.

13. Jury Trial and Class Action Waiver

By using our services, you waive your right to:

• A trial by jury in any dispute.
• Participate in class actions, collective arbitrations, or other representative proceedings.

14. Limitation on Time to File Claims

Any claims arising out of or related to these Terms must be filed within one (1) year from the date the cause of action arises. Claims filed after this period will be barred.

15. Force Majeure

BusinessPoint shall not be held liable for delays or failure to perform obligations under these Terms due to circumstances beyond its control, including but not limited to acts of God, natural disasters, government actions, labor strikes, pandemics, or service interruptions.

16. Contact Us

For feedback, support, or inquiries about the Services, contact us at: info@businesspointpartners.com.